Terms and Conditions
Last updated: May 25, 2026
1. Overview
These terms and conditions apply to all visitors and customers of IQultivate Digital. By accessing iqultivate.com or purchasing any of our products you confirm that you have read, understood, and agreed to these terms. If you do not agree please do not use this website or purchase our products.
2. Who We Are
IQultivate Digital is a digital education brand based in Trinidad and Tobago. We create practical beginner-friendly resources to help people — especially in the Caribbean — explore realistic ways to build income online.
3. Our Products
IQultivate Digital sells digital products including guides, templates, and starter kits. All products are delivered digitally. By purchasing any product from IQultivate Digital you agree to the following:
- All sales are final. No refunds will be issued after purchase due to the digital nature of our products.
- Each product is sold as a single user personal license. You may not copy, reproduce, resell, redistribute, or share any part of our products without prior written permission from IQultivate Digital.
- It is your responsibility to download and save your product after purchase. IQultivate Digital is not obligated to reissue products indefinitely.
4. Educational Use Only
All content and products created by IQultivate Digital are intended for educational and informational purposes only. Nothing on this website or within our products should be interpreted as legal, financial, investment, or tax advice. Always consult a qualified professional for advice specific to your situation.
5. Income and Results Disclaimer
IQultivate Digital makes no guarantees of income, results, or outcomes. Any income figures or examples referenced in our content are illustrative only and reflect possibilities — not promises. Individual results will vary based on factors including but not limited to effort, experience, consistency, available time, market conditions, and geographic location.
6. Third Party Platforms and Tools
Our products may reference third party platforms, tools, and payment methods. The availability, pricing, features, and terms of these platforms are subject to change at any time and vary by country and territory. IQultivate Digital does not control or take responsibility for third party platforms and we recommend that you verify the availability and suitability of any platform before use.
7. Email List and Communications
By subscribing to the IQultivate Digital email list you agree to receive periodic email communications from us. You may unsubscribe at any time by clicking the unsubscribe link in any of our emails. We will not share, sell, or disclose your personal information to third parties without your explicit consent.
8. Intellectual Property
All original content on this website and within our products — including but not limited to written content, graphics, logos, templates, and design — is the sole property of IQultivate Digital and is protected under applicable intellectual property laws. No part of our content may be used, copied, reproduced, or distributed without prior written permission from IQultivate Digital.
9. Privacy and Data
Any personal information you provide to IQultivate Digital — including your name and email address — is collected solely for the purpose of delivering our products and communications. We handle your data with care and do not sell or share it with third parties without your explicit consent. For full details on how we handle your data please contact us at info@iqultivate.com.
10. Limitation of Liability
To the fullest extent permitted by applicable law IQultivate Digital shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of this website, our products, or any information contained within them. Your use of our content is entirely at your own risk.
11. Governing Law
These terms and conditions are governed by the laws of Trinidad and Tobago. Any disputes arising from these terms shall be subject to the jurisdiction of the courts of Trinidad and Tobago.
12. Updates to These Terms
IQultivate Digital reserves the right to modify these terms and conditions at any time. Any changes will be reflected on this page with an updated date at the top. Your continued use of this website or our products following any changes constitutes your acceptance of the revised terms.
13. Contact Us
For any questions or concerns regarding these terms please contact us at:
info@iqultivate.com